Mission: To assist your participants in replacing 80% of their pre-retirement income* as a fiduciary on your retirement plan and assist you in fulfilling your fiduciary duties.
Plan Sponsor Services
• Review Plan Governance Structure
• Review 404(c) Protection
• Fiduciary Training
• Analyze Plan Design Options
• Meet with Plan Committee
Plan Investment Services
• Assess Plan’s Investment Objectives
• Design Overall Investment Structure
• Review QDIA option
• Review Company Stock option
• Implement Investment Structure
• Build Model Portfolios
• Provide & Review Performance Reporting
• Search for new Investment Manager
Vendor Management
• Monitor Service Provider
• Ensure All Fees are Disclosed
• Benchmark Fees and Value for Reasonableness
• Review Use of ERISA Spending Accounts
• Generate and Evaluate Service Provider RFP
• Generate & Evaluate Service Provider RFI
• Support Contract Negotiation
• Support Service Provider Transition
Fiduciary Status
• Acts as a Fiduciary under 1940 Act (RIA)
• ERISA 3(21) Fiduciary (Limited Scope)
• ERISA 3(38) Fiduciary (Discretionary)
Participation Education Services
• Review of Education Strategy
• Provide Group Meetings
• Provide One-On-One Meetings
• Provide Participant Phone/Email Support
• Review progress against goals
• Rendering of Participant Advice
*National Savings Rate Guidelines for Individuals, Journal of Financial Planning, April 2007
Castle Rock Investment Company, formed in 2006, is an independent woman-owned SEC-registered investment adviser located in Castle Rock, Colorado. We specialize in individual financial plans and qualified service plans.