Retirement Savings… Are You on Track?

By Mack Bekeza Retirement savings… that thing you are supposed to live off of when you no longer want to work. Although people seem to talk about it frequently, most people do not realize how important it is to actually save for retirement. In fact, there are numerous statistics that show how little people save […]

HSAs and what you need to know about them!

By Mack Bekeza Since 2003, Health Savings Accounts (“HSAs”) have been an excellent tool for families to help cover current healthcare costs, along with future healthcare costs. HSAs are also known to be an excellent tax-planning tool since participants are allowed to contribute on a pre-tax basis and the funds grow tax deferred. Additionally, participants […]

The DOL Rule and Why Brokers and Insurance Agents Should be Concerned

By Mack Bekeza Are you currently a Registered Representative or an Insurance agent? If so, you will want to keep reading! As you may know, the Department of Labor will have new regulations in effect on April 10, 2017, which will change how Brokers and Insurance agents conduct business with retirement investors. For starters, when […]

Active Versus Passive Investment Strategy…Which is Best?

By Mack Bekeza Investors have been debating if it is better to have an active investment strategy or a passive one. On one side, investors claim that being active will allow them to capture the best investment opportunities and optimally manage risk. On the other side, investors claim that going passive will help them secure […]

Rouge Broker Steals $1.3 Million From an 89-Year old!

By Mack Bekeza On July 2016, FINRA discovered that Travis Wetzel, a former broker who was originally barred from the industry in 2013, had been making fraudulent annuity withdrawal requests for an 89-year old’s Variable Annuity with Prudential. Once Prudential got wind of this, it immediately investigated the situation and discovered that the withdrawals were […]

How to Get the Most Out of Index Funds

By Mack Bekeza Although index funds can be an excellent choice for retirement investing, many people do not have a complete understanding of how they work. Before we get into the main topic, let’s get some facts straight about what these funds have done historically. Over the long term, have index funds outperformed the large […]

Our Thoughts…

Over the past few weeks, we have witnessed some heinous actions across the world. From a spike in hate crimes in Britain after the Brexit vote, the tragedies in Dallas and Baton Rouge, the two recent shootings in Munich, the mass casualties in Orlando, the Bastille Day Massacre in Nice, France, as well as the […]